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Are you making the most of your savings?

August 28, 2012 by Sally

Which type of saver are you? Are you the type that keeps a wad of cash hidden under the bed, or do you save money in a current account? Whilst everyone is different in the way they handle their money, the best kind of saver is one who has a dedicated savings account.

 

Not just any savings account will do, however. Many of us open a savings account with the bank we hold a current account with and stick with it even if the interest rate is terrible or the account simply doesn’t suit our financial needs.

 

There are a huge number of different savings accounts available to UK savers, and many of these have vastly better interest rates than the accounts most of us save our money in now. So why aren’t we taking advantage of them? It’s time to take control of your savings and make use of these accounts to make your money go further.

 

Savings accounts and cash ISAs

 

Online savings accounts and cash ISAs are two of the best types of savings accounts you can put your money into.

 

If you want to open a savings account and be able to access your money, an online account is the one to go for. Look for high interest rates and compare different banks before making a savings account application.

 

When it comes to cash ISAs, which offer you a tax-free way to save, you should also compare interest rates before opening an account. Some cash ISAs offer you higher rates if you leave your money untouched for a certain period of time.


 [D1]Links to http://www.halifax.co.uk/savings/

 

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