Auto insurance rates vary wildly depending on the age of the driver as well as any previous tickets or accidents. The car insurance can also vary by the make and model of the vehicle, whether it is a sedan versus an SUV and any safety information. When you check instant car insurance quotes there are many basic rules that you can use when looking for a vehicle to make sure you get the best deal.
Smaller sedans with good safety ratings are the best bet when looking to keep your auto insurance payment as low as it can be. 2 and 4 door sedan, hatchbacks, or even small SUVs tend to have the lowest ratings, but some small sedans don’t have the best safety ratings, so it’s important to make sure you get a model that’s been around for a year or two and has great safety ratings to get the lowest insurance payment each month.
There are several other factors that go into your auto coverage and it’s total cost. You’ll want to check and make sure that the replacement parts for your car are not incredibly expensive. You’ll also need to make sure that the replacement parts are easily found and that there are repair places that can work on your vehicle. This can be true of foreign vehicles or cars that are no longer being made but being sold used. Another thing to look for to save money on your auto insurance is to make sure your vehicle has several different safety features. Things like an alarm system for both the radio and the car, as well as auto locks can help reduce the cost of your insurance premium.
Getting the best deal on auto coverage doesn’t have to be a guess. Just narrow your search to a few vehicles that you are interested in and call insurance companies to compare quotes. While the coverage and cost may vary slightly, by getting a smaller sedan or SUV will significantly reduce your insurance costs versus getting a luxury vehicle or a large SUV.