If you ever find yourself stuck with high balances on credit cards with a high interest rates, finding an appropriate balance transfer card can be the quickest and easiest solution to save you hundreds or even thousands of pounds of interest. With many companies offering introductory offers of a 0% APR for all balance transfers for up to and over a 12 month period, transferring balances from high rate credit cards can be a quick and painless solution to paying high fees, and could help your credit report as you consolidate without any defaults. [Read more…]
Technological advances have made many things easier over the past several years, including opening and maintaining checking, credit, savings and other financial accounts. The internet has granted us the ability to manage our finances without ever leaving the house, saving time and money. However, with this added convenience came a new kind of crime: identity theft and fraud.
Using credit cards to make payment for goods or services is today a major part of our daily life. While most people prefer this mode of payment due to its convenience as opposed to using cash or cheques, using your credit card has another big advantage. That is, you are protected under section 75 refunds.