As somewhat of a discerning penny-pincher, however paradoxical that may sound, I’ve always sought to question things like the intrinsic value of the items we’re made to buy and subsequently value. You’ll go crazy trying to do that with absolutely everything under the sun though, especially when it comes to luxury goods and items, premium services as well as things which possess sentimental value, like perhaps a diamond made out of the ashes of a loved one who has departed this earth. [Read more…]

At face value, this is a simple question with a simple answer.

However, life’s rarely so obliging in terms of insurance and law, so there are a few complexities here!

Static versus touring caravans

To begin with, it’s worth noting that you may need to think about static and touring caravans differently. [Read more…]

The symptoms of either problem may be very similar – in so far as cracks appearing in the plasterwork of interior walls. But subsidence is a potentially serious worry, with the possibility of serious damage to your home, whilst settlement is typically a minor phase causing little permanent harm to (mainly new) homes. [Read more…]

Traveling, Traveling and traveling are the best things which many people adore like a lot. But have you ever paid attention if something happens with you during the flight? Are your parents and grandparents safe while traveling abroad? Who will bear the expense if something bad is caused during the flight? So many questions but only one answer ‘Super Visa Travel Insurance’. Before starting your journey, pre-plan everything, so that you can travel safely and smartly. [Read more…]

Whether you’re an up and coming new business, you have an established company name and several branches across the country, you’re a managing director at a large firm or you’re simply a small cog in a big system, it is important that you have income protection insurance. When suffering from an illness or injury, you are likely to still need monetary support, which you may not normally receive if you have to stop working. Income protection insurance provides pay-outs throughout this period of time that allow both you and your family to keep living onwards during this difficult time. [Read more…]

For many, having an accident at work is much more than a simple inconvenience, it can be a life changing event that has a knock on effect for the rest of their life. It can be a tough decision to make an accident at work claim * against an employer, for many there is a sense of loyalty and trust that can be seen as being broken if a claim * is made, as well as other worries that can mount up on the claimant. Ultimately though, if there is demonstrable negligence from your employer within the circumstances of your workplace injury you are entitled to make an accident at work claim * against them. [Read more…]