I think I’d be correct in saying there’s a book or numerous books with the title “Get Out of Debt Now,” read by numerous people, but how many of those people who read these books can honestly say that they’re debt free? It’s not so much that these types of self-help books are useless, but rather that these are mainly only for motivation and for getting readers in the right frame of mind to want to get out of debt so badly or implement whatever it is they’re reading about that they take active steps to make it happen, beyond reading the book. [Read more…]

If you’re suffering from seemingly insurmountable debt, it might feel isolating, but in reality, you are not alone. Personal debt and debt management are growing concerns in the UK, with the average household debt being £13,520. Millions of Britons live on the edge of bankruptcy, with 100,000 people each year declaring bankruptcy each year as a means of resolving their debt. [Read more…]

A VA Loan is among the best loans available to Veterans. It can save them thousands of dollars compared to traditional funding. As a result of the GI Bill that was initially signed in 1944, the Department of Veterans Affairs (VA) has ensured that over $911 billion dollars in VA mortgage loans were guaranteed to US Veterans. As a result, over 90% of home loans for US Veterans required a zero down payment with 100% financing. [Read more…]

Guarantor loans continue to grow in terms of both popularity and the amounts being offered by lenders. Recent research has indicated that the number of guarantor loan approvals rose by almost 60% during 2014 compared with a year earlier and the indications that the number will be even higher this year.  [Read more…]

Despite repeated predictions that interest rates are set to rise, the Bank of England continues to keep them at historically low levels. While savers continue to suffer these low rates mean that there has never been a better time to take out a personal loan with APRs on all forms of unsecured lending cheaper than they were at any time in the two decades that led up to the recession of 2009/10. [Read more…]