Building wealth takes a lot of patience, hard work and a little bit of know how. You do of course need to earn a decent wage, find ways to reduce your costs where you can and set aside a little money each month.
Looking for a new place to live can be a time consuming, stressful and arduous process, but once you’ve found what seems to be the perfect home it can take almost no time at all. That stage seems to be where most would-be homeowners trip up, as they are so eager to just get all the paperwork done and sorted so that they can make their offer and move in before someone with a bit more money can swoop down and steal it from their outstretched fingers. We know it can be frustrated, to see your potentially dream home fall through right at the last moment, but it is important to make sure you have all the relevant information before committing to buy.
Even the ocean is formed of the smallest drops of water – just as any amount you can save is formed of pennies. Setting aside a part of your paycheck each month is seldom the best solution, and raising your monthly income is most of the times hard. A better choice for most is either to try their luck with the online slots at all slots online casino – they are fun and have the potential for big money – or to save by being a mindful customer and shopping better for less. Here are a few tips to help you do that. Today we take a look at grocery shopping for less.
You’ve probably read through 101 different ways to try and save money. Most of them seem like they’re just too much hassle to bother with. Plus, time equals money. So are you actually saving anything by spending hours trying to cut costs? To help curb this problem, here are some amazing ways to save money. That will take you 10 minutes or less!
Write a Shopping List
Before you ever go on a shopping spree you have to make a list! This takes 5-10 minutes and could save you a fortune. Most of us do this anyway when it comes to grocery shopping. However, you should be writing a list for everything. Why? Because then you’re less likely to impulse spend. And let’s be honest, that’s when we tend to spend the most. Write up a shopping list and stick to it.
Keep Your Receipts
This takes no time at all! You simply have to keep all of the receipts for whatever you buy. At the end of each week take a look through all of those little bits of paper. Were there things you spent too much money on? You’ll be able to come up with ways to cut down costs, by keeping an eye on your spending. You’ll also be less likely to impulse buy if you know you’re going to tell yourself off at the end of the week.
Print off Vouchers
This is something that will take no more than 10 minutes out of your day. Before you go anywhere, have a look to see if there are any vouchers available. Use a voucher website and see if the place you’re visiting has any offers on. This is particularly useful if you’re going out to eat or drink. Plenty of retailers have offers running through the week, so keep your eyes peeled.
Make Some Calls
As long as you’re not on hold for half the day then this is another quick way to save money. Call up all of the companies you have services with. Mobile phone operators, broadband providers and cable TV suppliers. Talk to them and let them know you’re trying to cut down costs. You’ll be surprised at how many will have special offers to keep you as a customer. It’s a good idea not to call during lunchtimes or after work, as this is when they’re the busiest. Also, make sure you check their call rates so you’re not forking out extra on your phone bill.
Double Check ‘Cost Per’ Labels
This is a really handy trick if you’re out grocery shopping. It doesn’t take too long, either. Before you get sucked into special offers or deals, have a look for the ‘cost per’ on labels. This is usually cost per unit or cost per kg. You can quickly price match all of the different brands to see which one is the cheapest. You may find that those special offers aren’t as cost effective as you once thought.
Last Minute Dash
Want to grab yourself something nice for dinner without going on a long shopping trip? Head to the supermarkets around an hour before they close. They will be putting out all of their reduced items. You can pick up a bargain for dinner, in under 10 minutes.
And there we have it! Some super quick ways to save money on everyday essentials. Make one of these changes every day and see how much money it can save you.
Pets are said to be expensive. But, in reality, they are only as costly as you allow the process to be. Of course, your cat or dog may need health care facilities and they will need toys to play with. But, that doesn’t mean that you have to spend all of your wages on caring for your pet. The route to pet ownership should not come with a high associated cost.
There are some great ways that you can save money on the cost of raising a pet. Here are some super simple ways that you can maximise your savings without compromising your furry friend.
Invest in Insurance
Your furry friend will need some medical attention at some point in their life. Do you have the money to pay for these costs? Don’t be a dummy; ensure that you invest in pet insurance. It can save you a great deal of money over the long-term.
Buy in Bulk!
Okay, so if you are a frugal shopper you will be all too aware of the benefits of buying in bulk. The same applies to your pet. Buy their food in bulk from places like Costco to ensure that you see more savings. Bulk buy their food to see the savings mount up.
Second Hand Supplies
Second hand toys, beds and leads can be a super easy way of saving a bundle. Of course, if you have a pet such as a hamster, fish or rabbit, always opt for a second hand cage, run and hutch. These can be expensive to buy from brand new. What’s more, places like eBay and Gumtree are great resources to source these items from.
Shop Online For the Best Deals
When it comes to keeping your pet happy and healthy, you cannot compromise when it comes to buying these goods. Medications cannot be ignored. After all, your pet should not suffer as a result of penny pinching. The key is to opt for lesser known brands, such as Eliminal. If you opt for the premium brands, you will find that you end up spending more for the same product. These lesser known brands can guarantee that you save money, without hindering your animals health.
Never Buy an Animal
With so many rescue centres up and down the country, it makes good sense to adopt. Not only does this save you money, but it also ensures that a homeless pet can be given a wonderful new family. You may have to make a small donation, but it won’t be anywhere near the cost of buying from a breeder.
Ditch Expensive Training Schools
Training schools can be important when it comes to training dogs. But, boy, are they expensive! You don’t have to send your dog to a training school to get the best from them. Use the internet as a resource for typical behaviours and training information that you need for your breed. It’s a simple, low cost way of making sure that your hound is a well-behaved pup!
Every bride wants to have a beautiful, fairytale wedding. But, with weddings being extremely expensive, having the day of your dreams can seem impossible.
You may not realize it, but there are plenty of ways you can save money on your wedding without compromising on the big day. By making some small changes to your wedding plans, you can save yourself money while still having the celebration of your dreams.
To help you have the wedding of your dreams without overspending, we have created a guide to five wedding hacks that will save you money. To find out more, have a read of this:
Start planning early
Start planning your wedding as early as possible. The earlier you start planning the better chance you have of keeping the costs low. By giving yourself adequate time to go through all the options, you will have time to compare prices and find all the best wedding bargains.
Did you know that by planning your wedding early, you can get some great deals on venues, caterers, and entertainment? Plus, by planning early you can get the best pick of everything.
While planning your wedding early will allow you to get some great deals, it is important to be flexible with certain aspects of the wedding. For example, being flexible with the date or location of the wedding will allow you to take advantage of some fantastic deals.
Choose the venue carefully
Choosing the right venue can save you a lot of money. So, it is important to pick your reception venue carefully and think it through.
Opting for an outdoor venue or a venue that has a lot of built-in character, will save you a lot of money on decorations. While choosing a hotel or restaurant for your reception that includes tables, chairs and tables linens can save you a lot of money.
Some wedding venues also offer packages that include wedding vendors, wedding planners and everything else you will need for your big day. These are all important things to consider when choosing a venue for your wedding.
Keep your guestlist short
As almost every wedding price is calculated on a price per person basis, the easiest way to keep wedding costs low is to keep the guest list short.
Of course, there are some people who you want to share your special day with, namely your close friends and family. But, there are other people who you may only invite due to obligation. Don’t invite people just to be polite, only invite those people who you really care about.
Choose the date of your wedding carefully
During peak wedding season, April to September, wedding prices are much higher than in the winter months. As are the costs of everything else, from wedding dresses to wedding invites, the costs are much higher during peak season. So, if you are happy to have a spring / winter wedding you can save yourself a lot of money.
It is also a good idea to avoid getting married on a Saturday, as Saturdays are the most popular day for weddings and so, are most expensive. Holding your wedding on a Friday or Sunday can save your a lot of money, so it is worth considering.
Shop the sales
Don’t fall into the trap of thinking that you wedding dress has to be a designer original – you can save yourself a lot of money by looking for your dress in the sales.
During sale times, wedding dresses can be priced as low as 50 percent less than full price – that is a lot of money. Don’t turn your nose up at the sales, sometimes there are some amazing deals.
Saving money is not easy – sometimes it really needs a lot of research, and changing our habits into less expensive ones to have a long term effect. But, as the old saying goes, each penny not spent is an extra penny in our pockets, so saving is worth it in the long run. Here is a fresh collection of tips that might help you spend less.