Money, it is the root of all evil and it is something you really cannot live without. Well, you can live without it, but it makes for a less than pleasant life. However, living with money doesn’t have to mean spending a bunch of it here and there.
You can save money, make better decisions on what to spend your money on, and let money have less control over your life. It’s a matter of being aware of the things you’re spending your money on and learning what you need and want you just want to have. Here are some areas in your life you could be spending too much money in, and some tips on how to cut back on that spending.
Whether you’re drinking at home or at the bar if you drink on a regular basis the money you are spending adds up. Alcohol is not cheap and it isn’t free (unless you have some friends buying it for you all the time). Consider cutting back.
If you have a problem cutting back on your alcohol intake you may want to consider looking into help. You could have an addiction. Once you’ve gone through treatment you’ll not only save money, but you will also get healthier.
Medication is not cheap, and even if you have health insurance it doesn’t mean your drugs are covered. That means it’s important to find a way to save on them. You could pick a pharmacy that offers discounts on prescriptions for people that have no prescription coverage.
You could also look into finding out if you can get any kind of a discount plan that will at least help you save a percentage on some of your prescriptions. Do a little research online.
What kind of money are you spending on entertainment, and what is it that you do for fun? You may find that it’s far cheaper to stay home and rent a movie on-demand than it is to go to the theater when the movie first comes out. Not only do you have high ticket prices to contend with but you also can’t go without at least getting some popcorn.
Save money on groceries by doing more than just clipping coupons. Consider the foods you are buying and find out if you can switch to a cheaper brand, or find a different store that offers the foods you need at lower prices. You should also always take a grocery list with you and stick to it.
Clothing could be costing you a great deal, especially if you’re shopping at the mall or insistent on getting brand names. Why not consider shopping at a discount store for cheaper prices or even going thrift shopping? You would be amazed at what you can find for clothing in resale shops, and how much money you’ll save by shopping there.